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Buyer of 3720 Laurenburg Avenue, Modesto
After 12 years of service in the United States Armed Forces, my transition to civilian life was abruptly accelerated by the lasting impacts of multiple combat deployments. Securing stability for my two children became my paramount objective, leading me to initiate the VA Home Loan process in December 2015. Despite maintaining a strong income and a favorable debt-to-income ratio, credit challenges sustained during my time overseas, coupled with stringent underwriting requirements, created formidable barriers. Over the subsequent decade, I engaged with seven different real estate professionals, repeatedly facing rejections based on rigid credit metrics rather than my actual financial capability and dedication to homeownership. The trajectory of this decade-long endeavor fundamentally shifted upon meeting Ryan in Tracy, California. Recognizing the unique hurdles I faced, Ryan approached my situation with exceptional professionalism and strategic insight. When a previously committed underwriter abruptly withdrew their support after six months of engagement, Ryan took immediate, decisive action. Leveraging his extensive professional network, he seamlessly connected me with Andrew, a highly capable broker at Financial America Mortgage. Ryan’s proactive leadership, rapid crisis management, and commitment to client advocacy effectively bypassed what seemed like an insurmountable roadblock, finally providing the expert guidance necessary to secure a home for my family. "Despite the violent storms & countless adverse situations from the past. I believe that when you meet the right person. They undoubtedly help you readjust your sails, and navigate towards success!" ~ Navy Ethos Respectfully, Phil Jamison Retired U.S. Navy Petty Officer
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Buyer of 1804 Oak Leaf Dr, Modesto
Buying a home can be stressful, but he made the entire process feel manageable from start to finish. He was incredibly knowledgeable about every step of the process and caught issues we would have otherwise overlooked. His communication was always consistent, so we never had to wonder what was happening next, and his recommendations were thoughtful and invaluable throughout our home search. After every conversation, we felt more informed, more confident, and reassured that we were making the right decisions. On top of his expertise, his positive personality made him a pleasure to work with. We couldn't have asked for a better realtor and would highly recommend him to anyone looking to buy a home.
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Seller of 2628 Turquoise Court, Modesto
Stacey has helped me buy and sell several properties over the years. Her professionalism and expertise is outstanding. She recently helped me sell my mother’s home, and handled the transaction with respect and compassion. I cannot thank her enough! If you ever need to buy or sell a home, I would highly recommend Stacey Silva!
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Reviews in Modesto
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Reviews collected on RateMyAgent will appear here
Reviews in Modesto
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Reviews collected on RateMyAgent will appear here
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Seller of 2124 Splendor Way, Modesto
Don't give up if the credit is low and the loan is difficult. Five years ago, you thought house prices were high. Five years later, did you still think house prices were high today? As long as there is a desire, please tell Leo's team that there are many solutions for you to solve the problem. I use my own experience to tell you that when I bought the first house in 2017, the market competition was fierce. We were VA loans, and VA loans were not popular at that time. At that time, LEO Zhang was a buyer broker. He helped us persuade sellers to accept our VA loan for nearly three months. Looking back, I really thanked LEO Zhang very much. Until 2020, buy the second house (investment house), the third house (investment house), and sell (investment house) to buy a house this year. The LEO Zhang team will help you solve all problems! Thanks again to LEO Zhang for your team. If it weren't for your help, I wouldn't have bought the first house, nor would I have a later investment house. There will be no investment houses sold at a premium!
(133 reviews)
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(465 reviews)
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Buyer of A/2112 Mt Vernon Drive, Modesto
Working with Diana was an amazing experience. She was there for us every step of the way, always available to answer our questions and make sure we understood the often confusing process of buying a home. Her dedication and support made all the difference, and we couldn't have done it without her. If you're looking for someone who genuinely cares and will guide you through the entire journey, Diana is the perfect choice!