Tammy Summers

Tammy Summers

  •   5   (21 reviews)

Tammy's sales performance at a glance

See how Tammy has performed in the last 12 months on RateMyAgent*

16
Reviews
11
Properties for sale
20
Sold properties
$482k
Average sale price
$12.9m
Total sales value

*Includes all properties sold (last 12 months) where the agent was a part of the transaction and published on ratemyagent.com. It may not be complete and can exclude off-market, private sales and undisclosed pricing and sold dates. Contact agent for full sales history.

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  • priceExpertbadge
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  • top20badge

    Recognized for being in the Top 20% for customer satisfaction.

  • priceExpertbadge

    Consistently meets client expectations for property purchase price.

  • aotybadge

    Recognized for going above & beyond for their clients.

Tammy's customer service awards

See what RateMyAgent awards Tammy has won

  • County Top 5Okaloosa County
  • City WinnerNiceville

About Tammy

Real estate has always been about people and relationships for me, not just transactions. I’m Tammy Summers, and I proudly serve buyers and sellers across the Emerald Coast and Northwest Florida. My business has grown almost entirely through referrals, which means everything to me. When you work with me, you can expect clear communication, honest guidance, and someone who will go above and beyond every single time. Over the years, I’ve helped families in all stages of life, from military relocations and first-time buyers to luxury listings and longtime homeowners ready for their next chapter. I love educating my clients about the market so they can make confident decisions. Whether that means FaceTiming through showings, coordinating repairs, negotiating tough situations, or simply being there when the process feels overwhelming, I’m always in your corner. My goal is simple. I want you to feel supported, informed, and cared for from start to finish. Many of my clients tell me the experience feels more like working with a trusted friend, and that’s exactly how I want it to feel. Service over Sales 🌿

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Tammy's reviews

  5  
Tammy has 21 reviewsacross 7 different locations, showing 6.
Review Tammy
Tammy's qualities as told by our client reviews: local expert.
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Seller review
Tammy made selling our house an absolute pleasure!
2 months ago
Tammy made selling our house an absolute pleasure!

A friend referred us to Tammy and we are so grateful for that! She's knowledgeable, detail-oriented and super fun & friendly. Knowing she was on top of all the little (and big) things was a tremendous relief. She took every opportunity to serve our needs. Tammy was a total team player who listened to our perspective and offered her professional input. She was very attentive and prompt with all correspondence. We recommend her HIGHLY to others and will count on her expertise and experience in the future! Thank you, Tammy! The DeCarlos

Seller review
We accepted an offer in 72 hours!!!
3 months ago
We accepted an offer in 72 hours!!!

Tammy is the best there is. She ALWAYS goes the extra mile for her clients. She is always available when you have questions or need advice. Her knowledge of the area and local market is unmatched. We highly recommend Tammy for any of your real estate needs.

Buyer review
Best Realtor Ever!
3 months ago
Best Realtor Ever!

We absolutely loved working with Tammy. Tammy is very kind, knowledgeable, and truly goes above and beyond for her clients. She was always responsive, patient with our questions, and made the entire process feel smooth and far less stressful. Tammy genuinely cared about finding what was best for us, and it showed in every step of the journey. We couldn’t have asked for a better realtor and would highly recommend her to anyone looking to buy or sell a home. Best realtor ever!

Buyer review
Exceeded expectations
4 months ago
Exceeded expectations

Tammy is amazing from start to finish. We were moving from out of state and not familiar with the area, she made us feel at ease after educating us about the local area. She several did walk throughs via face time / with our family until we were in the area , took questions all times of the day all while being so energetic , happy , and with a willingness to help we have never experienced from any other agent. She made the experience feel more like she was a long time friend with how she treated us. Do yourself a favor and work with Tammy, you will not regret it.

Buyer review
Absolutely the best!
4 months ago
Absolutely the best!

Tammy is by far the top agent I have every worked with! She listened to what we wanted and searched for properties that best suited our needs and wants. Tammy went above and beyond on so many occasions in helping us obtain the house we truly wanted. She provided keen insights into potential problems with some of the properties we looked at and guided us in making a well-informed decision on a home that wound up being more than what we hoped for. No matter what questions we may have had during the process, Tammy gave solid information. To say she is professional, informed, and top of her field would be an understatement. She worked tirelessly to ensure our real estate needs were met, the process went as smooth as possible, and we were able to buy the home that best suited what we wanted. She absolutely embodies all the traits a potential buyer could ask for in an agent. I'm proud to call her not only my agent, but my friend as well.

Buyer review
Tammy is a true professional
5 months ago
Tammy is a true professional

Tammy was our realtor for both the sale of our previous house and the purchase of our new house. My husband and I had an excellent experience working with Tammy. Her market knowledge was outstanding—she clearly understood pricing, local trends, and how to position our home for success. Tammy's communication was always timely, clear, and professional, which made the entire process smooth and stress-free. Tammy kept us informed every step of the way and was always available to answer questions. Tammy's professionalism and attention to every single detail truly set her apart. We highly recommend Tammy to anyone looking to buy or sell a home.

Show all 21 reviews
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Tammy's properties

Tammy has 11 properties for sale and sold 20 properties in the last 12 months, showing 4, sorted by most recent activity

SoldMay 7, 2026
$1,150,000
153 Caraway Drive
Niceville FL 32578
4
4
4
Single-Family
Listing courtesy of Berkshire Hathaway HomeServices PenFed Realty and ERA American Real Estate - Shalimar
SoldApr 23, 2026
$730,000
209 Emmett Drive
Niceville FL 32578
4
3
6
Single-Family
Listing courtesy of Berkshire Hathaway HomeServices PenFed Realty and Hannigan Realty LLC
For Sale
$700,000
401 Sweetgrass Lane
Niceville FL 32578
3
3
3
Single-Family
Listing courtesy of Berkshire Hathaway HomeServices PenFed Realty
Pending
$409,000
106 Dartmouth Way
Niceville FL 32578
3
2
6
Single-Family
Listing courtesy of Berkshire Hathaway HomeServices PenFed Realty
Show all 31 properties

Tammy's sold properties

Tammy has sold 20 properties in the past 12 months, showing 4.

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Property imageAddressBedroomsBathroomsCarparksProperty TypeClosing PriceDate Sold
153 Caraway Drive, Niceville, FL, 32578
153 Caraway Drive
Niceville FL 32578
4
4
4
Single-Family$1,150,000May 7, 2026
209 Emmett Drive, Niceville, FL, 32578
209 Emmett Drive
Niceville FL 32578
4
3
6
Single-Family$730,000Apr 23, 2026
1009 Troon Dr E, Niceville, FL, 32578
1009 Troon Dr E
Niceville FL 32578
4
3
2
Single-Family$670,000Mar 11, 2026
254 Dominica Cir W, Niceville, FL, 32578
254 Dominica Cir W
Niceville FL 32578
4
3
2
Single-Family$385,000Feb 13, 2026

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