Tammy Summers

Tammy Summers

REALTOR® / Licensed Real Estate Agent / Real Estate Agent at Berkshire Hathaway HomeServices PenFed Realty
  •   5   (27 reviews)

Tammy's sales performance at a glance

See how Tammy has performed in the last 12 months on RateMyAgent*

16
Reviews
10
Properties for sale
23
Sold properties
$722k
Average sale price
$14.7m
Total sales value

*Includes all properties sold (last 12 months) where the agent was a part of the transaction and published on ratemyagent.com. It may not be complete and can exclude off-market, private sales and undisclosed pricing and sold dates. Contact agent for full sales history.

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  • top20badge

    Recognized for being in the Top 20% for customer satisfaction.

  • priceExpertbadge

    Consistently meets client expectations for property purchase price.

  • aotybadge

    Recognized for going above & beyond for their clients.

Tammy's customer service awards

See what RateMyAgent awards Tammy has won

  • County Top 5Okaloosa County
  • City WinnerNiceville

About Tammy

Real estate has always been about people and relationships for me, not just transactions. I’m Tammy Summers, and I proudly serve buyers and sellers across the Emerald Coast and Northwest Florida. My business has grown almost entirely through referrals, which means everything to me. When you work with me, you can expect clear communication, honest guidance, and someone who will go above and beyond every single time. Over the years, I’ve helped families in all stages of life, from military relocations and first-time buyers to luxury listings and longtime homeowners ready for their next chapter. I love educating my clients about the market so they can make confident decisions. Whether that means FaceTiming through showings, coordinating repairs, negotiating tough situations, or simply being there when the process feels overwhelming, I’m always in your corner. My goal is simple. I want you to feel supported, informed, and cared for from start to finish. Many of my clients tell me the experience feels more like working with a trusted friend, and that’s exactly how I want it to feel. Service over Sales 🌿

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Tammy's reviews

  5  
Tammy has 27 reviewsacross 7 different locations, showing 6.
Review Tammy
Tammy's qualities as told by our client reviews: friendly, local expert.
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Buyer review
Outstanding Buying Experience
about 1 month ago
Outstanding Buying Experience

Tammy was extremely responsive, answered all my questions and concerns, and easily adapted to my preferences and tastes. Would highly recommend for any future home buyers!

Seller review
Excellent communicator
about 2 months ago
Excellent communicator

Very knowledgeable about the market and extremely pleasant.

Seller review
Five-Star Service and Results
4 months ago
Five-Star Service and Results

Selling a home can be stressful, but working with Tammy made the entire process much easier. She was transparent, incredibly friendly, and an open communicator from start to finish. We always felt informed and knew exactly where things stood throughout the sale. What impressed us most was her professionalism and dedication when unexpected challenges arose during the process. Rather than letting obstacles slow things down, she remained proactive, focused, and solution-oriented every step of the way. Her persistence and commitment ultimately led to a successful outcome, and we were very happy with both the sale and the final price. She consistently went above and beyond by taking calls day or night, taking ownership of inspection and repair issues, and being willing to stop by and help whenever something needed attention. It was clear that she genuinely cared about achieving the best outcome and making the process as smooth as possible. We highly recommend Tammy for any real estate needs. If you're looking for someone who is knowledgeable, responsive, hardworking, and truly committed to her clients, you will be in great hands.

Seller review
Tammy put our minds at ease and the whole process was seamless
4 months ago
Tammy put our minds at ease and the whole process was seamless

We were nervous listing our house in this market knowing we had a time crunch. Tammy made it happen! Easy to work with and made everything seamlessly easy. Under contract in 5 days! We appreciate everything Tammy did to make our house stand out! Excellent experience!

Buyer review
Incredible communicator, realistic approach to achieving unique goals
4 months ago
Incredible communicator, realistic approach to achieving unique goals

We had a great experience working with Tammy. We started off on an unconventional military approach of shopping during a deployment. We told her what we were interested in and she found a few great options for us in a limited market. We then took a hard right turn, signing for a house off-market and under renovations. She handled a very unusual first-time home buying experience flawlessly and we’d highly recommend her to anyone coming to the area in any situation.

Show all 27 reviews
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Tammy's properties

Tammy has 10 properties for sale and sold 23 properties in the last 12 months, showing 4, sorted by most recent activity

SoldSep 4, 2026
$320,444
1920 Redwood Avenue
Niceville FL 32578
3
2
2
Single-Family
Listing courtesy of ListWithFreedom.com and Berkshire Hathaway HomeServices PenFed Realty
SoldSep 1, 2026
$1,000,000
605 Chamomile Court
Niceville FL 32578
3
4
3
Single-Family
Listing courtesy of Berkshire Hathaway HomeServices PenFed Realty and Northwest Florida Real Estate
SoldAug 3, 2026
$490,000
1601 Mallorca Cove
Niceville FL 32578
3
2
2
Single-Family
Listing courtesy of Berkshire Hathaway HomeServices PenFed Realty
Pending
$879,000
144 Caraway Drive
Niceville FL 32578
4
4
5
Single-Family
Listing courtesy of Berkshire Hathaway HomeServices PenFed Realty
Show all 33 properties

Tammy's sold properties

Tammy has sold 23 properties in the past 12 months, showing 4.

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Property imageAddressBedroomsBathroomsCarparksProperty TypeClosing PriceDate Sold
1920 Redwood Avenue, Niceville, FL, 32578
1920 Redwood Avenue
Niceville FL 32578
3
2
2
Single-Family$320,444Sep 4, 2026
605 Chamomile Court, Niceville, FL, 32578
605 Chamomile Court
Niceville FL 32578
3
4
3
Single-Family$1,000,000Sep 1, 2026
1601 Mallorca Cove, Niceville, FL, 32578
1601 Mallorca Cove
Niceville FL 32578
3
2
2
Single-Family$490,000Aug 3, 2026
401 Sweetgrass Lane, Niceville, FL, 32578
401 Sweetgrass Lane
Niceville FL 32578
3
3
3
Single-Family$675,000Jul 8, 2026

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