Working with Rick wwas a pleasure, it was the very first time my husband and I decide to purchase a home and Rick explained every process from beginning to end making everything understandable and non stressful. My children loved hearing from Rick and meeting with him Rick is hard working and extremely reliable he will answer any and all questions to the best of his knowledge 24/7, ge will make sure that there are no surprises so at the end you will be happy just as we are!!!