1560 Bell-Phipps Road

Off Market

1560 Bell-Phipps Road

Monticello KY 42633

2177 sq. ft.

108900 sq. ft.

Single-Family

Last sold for $475,000

Brandon Davis, last sold this property on 04 September 2026 after 41 days on market.

Overview

Rare opportunity to own a one of a kind property on approximately 2.5 secluded, wooded acres just minutes from two concrete boat ramps on beautiful Lake Cumberland. Whether you're looking for a full time residence, vacation home, or investment property with short term rental potential, this unique estate offers endless possibilities. The custom built primary home features soaring 12 foot ceilings, crown molding, stained glass windows, custom built-ins, abundant cabinetry and countertop space, a walk-in pantry, steam room, laundry chute, an oversized walk-in shower in the primary suite, and a built-in bed with integrated storage. An unfinished upper level with 12-foot ceilings offers excellent potential for additional bedrooms, a game room, home office, or expanded living space. The detached guest house is located above the oversized two-bay garage and is ideal as a mother-in-law suite, private guest quarters, or income-producing Airbnb. It features a full kitchen, spacious living area with king-size sleeping space, a full bath with a walk-in shower, two built-in twin window beds, and a loft for additional sleeping accommodations. The garage level also includes a laundry area and convenient half bath. Outside, you'll enjoy multiple decks, two covered porches, a screened-in porch, beautifully landscaped grounds, peaceful sitting areas, and a fire pit. This would be perfect for entertaining or relaxing after a day on Lake Cumberland. Underground utilities and city water provide modern convenience while preserving the property's private, natural setting. Properties offering this combination of privacy, acreage, proximity to Lake Cumberland, guest accommodations, and short-term rental potential are hard to find. Schedule your private showing today.

Features

4 bedrooms

4 bathrooms

3 carspaces

3 garage spaces

2177 sq. ft. floor area

108900 sq. ft. lot size

Single-Family

Estimated Value

Based on this property and similar 4 bedroom single-family properties sold in Monticello over the last 12 months, the estimated median property value of 1560 Bell-Phipps Road is $250k.

Median value

$250k

Estimated value range

$17.5k - $875k

Median days on market

Estimated value trend

-33%

decrease over the last 12 months

Average days on market is based on recent, comparable sales in Monticello. It is only an indication of the time a property is actively listed and should not be relied upon as an accurate representation of how soon a property will be sold.

Property history for 1560 Bell-Phipps Road

2026

Sold

$475,000

04 Sep 2026 by Brandon Davis, of No Wake Real Estate

Happy sellers in Monticello

95%

95% of sellers in Monticello reported that their sale price either exceeded or met their price expectations.

Monticello stands out for consistently delivering exceptional satisfaction and strong market results for homeowners.

This is based on voluntary sentiment collected from 7 reviews in Monticello over the last 12 months.

Local market activity for 4 bedroom single-family properties in Monticello

In the last 12 months, 31 four-bedroom single-family properties similar to 1560 Bell-Phipps Road, have been sold.

This represents a 64% decrease in four-bedroom single-family properties sales when compared to the previous 12 months.

Sold

For Sale

Interested in selling?

People are reaching out to these agents in Monticello for a market analysis.

Sallye Broyles

at REMAX LakeTime Realty | Somerset

(33 reviews)

Get a market analysis

Bradley Bigelow

at CENTURY 21 Advantage Realty, A Robinson Co

4.9

(33 reviews)

Get a market analysis

Karen Leonard

at REMAX LakeTime Realty | Somerset

(14 reviews)

Get a market analysis

Jerry Keith

at Mid America Realty & Auction

(1 review)

Get a market analysis

Nearby agents

Compare and contact these top performing agents who’ve delivered exception customer service for their clients in Monticello

Sallye Broyles

Sellers who recommend Sallye Broyles have praised them for being local expert, clear communication, responsive, attentive, friendly, reliable, and supportive