Rafael Andino is a Florida Real Estate Agent and Mortgage Loan Originator (MLO) helping buyers, sellers, investors, and homeowners navigate real estate and mortgage financing with smarter strategies, personalized guidance, and modern tools across Florida.
As the founder of Havenwise Group and a Realtor® with Dalton Wade Real Estate Group, Rafael combines real estate expertise with mortgage financing knowledge to help clients better understand both the home buying process and financing options under one trusted brand.
Whether you’re buying your first home, relocating to Florida, refinancing, investing in real estate, or preparing to sell, Rafael focuses on creating a smooth, transparent, and personalized experience from start to finish. His background in real estate, mortgage lending, marketing, and luxury hospitality has helped him develop a client-first approach centered around communication, education, and long-term relationships.
Through Loan Factory’s extensive lender network, Rafael helps clients explore competitive mortgage solutions, pre-approvals, conventional, FHA, VA, Jumbo, DSCR, and specialized financing options tailored to their goals.
Serving Miami, Miami Beach, North Bay Village, South Florida, and clients statewide, Rafael works with both English- and Spanish-speaking clients to make the process feel approachable, informed, and less stressful.
Known for combining technology, marketing, and personalized service, Rafael continues building Havenwise Group as a modern Florida real estate and mortgage brand focused on education, visibility, and smarter homeownership strategies.
Smart Moves. Solid Foundations.™