Carmela has been a licensed agent since 2017 and began with Weichert Realtors in Mullica Hill, and shortly after, started The Cetkowski Team in early 2018. In 2019, she moved her team to eXp Realty, obtained her Broker’s license in 2020, and opened a branch office in Woodstown, NJ in 2021. In 2025, The Cetkowski Team moved to a new location in Carmela's hometown of Swedesboro, NJ.
Before becoming a full-time agent, Carmela earned her Bachelor of Science degree in Biology from Widener University, where she met her husband, Rich. After college, she worked at the University of Pennsylvania Hospital’s Andrology (Men’s Reproductive Health) Laboratory.
When Rich was commissioned with the United States Army, he was stationed at Fort Bliss in El Paso, TX, and she had to pivot into another career as a traveling Interoperative Neuromonitoring Specialist in the operating room with Biotronic and later Neuromed. After Texas, Carmela and Rich moved to Bowie, MD because Rich’s duty station was changed to Walter Reed Army Medical Center in Washington, D.C. While living there they welcomed three children, Rich deployed to Iraq, and after 5 years in Maryland, Rich received orders to PCS to Fort Carson in Colorado Springs, CO. While in Colorado, Carmela started a successful business in direct sales. After 11 years of moving around, Carmela and Rich moved back east and settled down in Swedesboro, NJ, near friends and family. Carmela and Rich have successfully grown their investment property portfolio by purchasing and rehabbing several properties, and most recently, they bought a restaurant, Old Town Bagel, in Swedesboro, NJ. Carmela possesses a wealth of experience in real estate investing and business, which she has cultivated over the past few years.
Over the years as an Army spouse, Carmela gained experience with the moving process, buying homes, helping Rich renovate them from top to bottom, and then selling them for a profit. On a whim, she signed up for a real estate course and decided to dabble a bit in the field. Quickly after starting, she fell in love with helping others find the right property, and this “hobby” became a passion. Since then, she has personally assisted more than 300 families in making their real estate dreams a reality. Carmela is very relationship-focused, and her clients quickly become friends who are like family.