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Back 440 Panay Street
Off Market

440 Panay Street

Morro Bay CA 93442

2
2
2
880 sq. ft.
2800 sq. ft.
Single-Family
Last sold for $735,000
Hannah HudsonHannah Hudson, last sold this property on 30 March 2026 after 2 days on market.

Overview

Whether you’re seeking a full-time residence or the ideal coastal escape, this inviting beach cottage delivers relaxed seaside living in an exceptional location. Welcome to 440 Panay in beautiful Morro Bay! This thoughtfully updated 2-bedroom, 1.75-bath home offers approximately 900± sq ft of living space, complemented by a one-car garage with generous storage and a welcoming front porch with a peekaboo ocean view. Step inside to vaulted wood ceilings, abundant natural light, luxury vinyl plank flooring, and a charming wood-burning stove that creates an immediate sense of warmth and comfort. The bright kitchen showcases new granite countertops, expanded cabinetry, updated lighting, and newer appliances—all included—making it as functional as it is stylish. Just beyond, the recently renovated bathroom features built-in storage, a striking white stone sink, and eye-catching teal tile in the shower for a fresh coastal feel. Toward the rear of the home, you’ll find two comfortable bedrooms with ample closet space. The “blue room” offers beautiful natural light and custom handmade mirrored closet doors, while the second bedroom includes its own updated ¾ bath along with slight views of Morro Rock and the iconic Three Stacks. The garage includes washer and dryer hookups and a tucked-away area ideal for additional storage. Need more car space? The carport out front is perfect for that. Outside, the fully fenced backyard is simply landscaped and ready for relaxing afternoons or weekend gatherings. Located within half a mile of the beach, restaurants, and schools, this move-in-ready coastal gem truly has it all—inviting you to settle in and start living your California beach dream.

Features

2 bedrooms
2 bathrooms
2 carspaces
1 carport space
1 garage space
880 sq. ft. floor area
2800 sq. ft. lot size
Single-Family

Estimated Value

Based on this property and similar 2 bedroom single-family properties sold in Morro Bay over the last 12 months, the estimated median property value of 440 Panay Street is $770k.

Median value
$770k
Estimated value range
$536.5k - $2.59m
Median days on market
17
Estimated value trend
-3%
decrease over the last 12 months
Average days on market is based on recent, comparable sales in Morro Bay. It is only an indication of the time a property is actively listed and should not be relied upon as an accurate representation of how soon a property will be sold.

Property history for 440 Panay Street

2026
Sold
$735,000
30 Mar 2026 by Hannah Hudson, of Compass

Happy sellers in Morro Bay

~%

We have insufficient information to provide an overview of customer satisfaction for Morro Bay. Viewing the agent profiles, reviews and sales for Morro Bay can provide insights for this location.

Local market activity for 2 bedroom single-family properties in Morro Bay

In the last 12 months, 30 two-bedroom single-family properties similar to 440 Panay Street, have been sold.

This represents a 23% increase in two-bedroom single-family properties sales when compared to the previous 12 months.

Nearby agents

Compare and contact these top performing agents who’ve delivered exception customer service for their clients in Morro Bay

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Tim Cowan

Tim Cowan is a recommended agent for Morro Bay.  They have 6 local sales and collected 2 local reviews across the last 12 months.

  •   5   (2 reviews)
  •  2 Reviews in Morro Bay
  •  6 Sales in Morro Bay
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Austin Haller

Sellers who recommend Austin Haller have praised them for being local expert, responsive, clear communication, hard-working, reliable, supportive, and detail-oriented

  •   5   (46 reviews)
  •  2 Reviews in Morro Bay
  •  3 Sales in Morro Bay
View profile
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Christa Lowry

Christa Lowry is a recommended agent for Morro Bay.  They have 2 local sales and collected 1 local review across the last 12 months.

  •   5   (90 reviews)
  •  1 Review in Morro Bay
  •  2 Sales in Morro Bay
View profile
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Katherine Casey

Katherine Casey is a recommended agent for Morro Bay.  They have 1 local sale and collected 1 local review across the last 12 months.

  •   5   (1 review)
  •  1 Review in Morro Bay
  •  1 Sale in Morro Bay
View profile
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