Back 20 Neptune Drive
Off Market

20 Neptune Drive

Joppatowne MD 21085

3
3
3
2100 sq. ft.
16097 sq. ft.
Single-Family
Last sold for $670,000
Teal CliseTeal Clise, last sold this property on 30 December 2025 after 109 days on market.

Overview

SPECIAL RATE OFFER! SELLER WILL PAY TO GET YOUR RATE INTO THE 4's! The sellers are offering a 2-1 temporary rate buydown, meaning your interest rate will be 2% lower the first year (currently in the 4's!) and 1% lower the second year to help reduce your monthly payments. Prefer a different option? You can also use the seller’s contribution toward a permanent rate buydown or closing costs. OFFER VALID UNTIL NOVEMBER 30TH! ASK FOR MORE INFO! Welcome to 20 Neptune, a true waterfront retreat for those who crave privacy, connection to nature, and everyday comfort without compromise (and NO FLOOD INSURANCE!). Nestled along the quiet banks of the Gunpowder River with direct access to the Bay, this home delivers a lifestyle that feels like a getaway but functions beautifully for everyday living. The island behind the property is protected land that will never be developed. It also acts as a buffer during major storms. When the leaves fall, the view beyond that island expands beautifully. Experience a resort-like setting here. The saltwater pool and spa are framed by native perennial gardens, intentionally planted for color, privacy, and ease of care through every season. From your private dock with boat lift, kayak launch, and gazebo, you can start your day on the water and end it with sunset views that never grow old. Inside, the layout flows easily between indoor and outdoor spaces. Whether hosting friends or enjoying a quiet morning by the water, this home was designed for effortless living. Thoughtful updates bring modern comfort: heated tile floors, a Trane High-Efficiency HVAC (2021), paid-in-full solar panel system, and crawlspace encapsulation for efficiency and healthier air. The owner’s suite is a private retreat of its own, complete with a walk-in closet, spa-inspired bath, and balcony overlooking the water. Every space here feels intentional, warm, welcoming, and ready for the next chapter of its story. This is a home for those who cherish natural beauty, lasting comfort, and a lifestyle that flows as easily as the river it overlooks. At 20 Neptune, every sunrise, tide, and breeze feels like an invitation to slow down and live fully. Welcome home!

Features

3 bedrooms
3 bathrooms
3 carspaces
1 garage space
2100 sq. ft. floor area
16097 sq. ft. lot size
Single-Family

Estimated Value

Based on this property and similar 3 bedroom single-family properties sold in Joppatowne over the last 12 months, the estimated median property value of 20 Neptune Drive is $370k.

Median value
$370k
Estimated value range
$160k - $780k
Median days on market
17
Estimated value trend
-4%
decrease over the last 12 months
Average days on market is based on recent, comparable sales in Joppatowne. It is only an indication of the time a property is actively listed and should not be relied upon as an accurate representation of how soon a property will be sold.

Property history for 20 Neptune Drive

2025
Sold
$670,000
30 Dec 2025 by Teal Clise, of eXp Realty, LLC (E - SR12 - Maryland)

Happy sellers in Joppatowne

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We have insufficient information to provide an overview of customer satisfaction for Joppatowne. Viewing the agent profiles, reviews and sales for Joppatowne can provide insights for this location.

Local market activity for 3 bedroom single-family properties in Joppatowne

In the last 12 months, 50 three-bedroom single-family properties similar to 20 Neptune Drive, have been sold.

This represents a 20% increase in three-bedroom single-family properties sales when compared to the previous 12 months.

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