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Back 13 Chatham Lane
Off Market

13 Chatham Lane

Lake Monticello VA 22963

4
3
1
2694 sq. ft.
0.49 ac.
Single-Family
Last sold for $517,900
Scott MacDonaldScott MacDonald, last sold this property on 13 February 2026 after 503 days on market.

Overview

Waterfront Paradise Awaits! Lowest-Priced Lakefront Home with Private Dock – Don’t miss this stunning 4-bed, 2.5-bath Cape Cod retreat on 126 feet of pristine waterfront in the exclusive Lake Monticello community. Priced to sell as the lowest-priced lakefront home, this move-in-ready home features over $100,000 in upgrades, offering an unbeatable value! Inside, enjoy a bright main-level primary suite with a luxurious bath, double vanity, and spacious walk-in closet. The upgraded kitchen boasts new stainless-steel appliances, sleek flooring, modern lighting, and energy-efficient windows with incredible water views. The finished walk-out basement includes a bedroom (or family room), new washer/dryer, bath rough-in, and a large workshop for extra storage. Outside, new concrete steps lead to a refreshed private boat dock with new decking. A single-car garage adds convenience. Lake Monticello offers 22 miles of shoreline, a PGA golf course, tennis and pickleball courts, an Olympic pool, and more. Whether a year-round retreat or a weekend getaway, this home has it all!

Features

4 bedrooms
3 bathrooms
1 carspace
1 garage space
2694 sq. ft. floor area
0.49 ac. lot size
Single-Family

Estimated Value

Based on this property and similar 4 bedroom single-family properties sold in Lake Monticello over the last 12 months, the estimated median property value of 13 Chatham Lane is $442.86k.

Median value
$442.86k
Estimated value range
$225k - $1.25m
Median days on market
28
Estimated value trend
-2%
decrease over the last 12 months
Average days on market is based on recent, comparable sales in Lake Monticello. It is only an indication of the time a property is actively listed and should not be relied upon as an accurate representation of how soon a property will be sold.

Property history for 13 Chatham Lane

2026
Sold
$517,900
13 Feb 2026 by Scott MacDonald, of RE/MAX Regency
2024
Sold
$425,000
06 Aug 2024 by PATSY STRONG, of STRONG TEAM, REALTORS

Happy sellers in Lake Monticello

87%
87% of sellers in Lake Monticello reported that their sale price either exceeded or met their price expectations.

Lake Monticello stands out for consistently delivering exceptional satisfaction and strong market results for homeowners.

This is based on voluntary sentiment collected from 3 reviews in Lake Monticello over the last 12 months.

Local market activity for 4 bedroom single-family properties in Lake Monticello

In the last 12 months, 89 four-bedroom single-family properties similar to 13 Chatham Lane, have been sold.

This represents a 25% increase in four-bedroom single-family properties sales when compared to the previous 12 months.

Nearby agents

Compare and contact these top performing agents who’ve delivered exception customer service for their clients in Lake Monticello

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Lisa Campbell

Sellers who recommend Lisa Campbell have praised them for being local expert, friendly, responsive, clear communication, hard-working, and detail-oriented

  •   5   (30 reviews)
  •  2 Reviews in Lake Monticello
  •  3 Sales in Lake Monticello
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STEPHANIE WOOLFOLK

STEPHANIE WOOLFOLK is an award winning recommended agent for Lake Monticello.  They have 2 local sales and collected 1 local review across the last 12 months.

  •   5   (50 reviews)
  •  1 Review in Lake Monticello
  •  2 Sales in Lake Monticello
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GUNNELS GROUP

GUNNELS GROUP is a recommended agent for Lake Monticello.  They have 25 local sales across the last 12 months.

  •  25 Sales in Lake Monticello
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SUSAN STEWART

SUSAN STEWART is a recommended agent for Lake Monticello.  They have 21 local sales across the last 12 months.

  •  21 Sales in Lake Monticello
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