Ryan Payne is a top-performing Realtor in Temple and Belton, Texas, specializing in luxury and residential properties in neighborhoods like The Creeks and The Escarpment.
As the founder of Black | White Real Estate, he leads with transparency, strategy, and clarity — prioritizing education and data so clients can make fully informed financial decisions.
With over a decade of combined experience in real estate and mortgage lending, Ryan is known for sharp negotiation, market knowledge, and calm, confident client guidance.
Trusted by Central Texans, respected across the industry.