Not having been homeowners for many years we began our search for a place to live with much fear and trepidation. The horror stories we heard about the overpriced homes, coupled with the negative attitude many people expressed toward real estate agents serving the Monterey Bay area compounded our concerns. Paul came to our attention through a referral from our credit union. It didn't take long for our fears and concerns to vanish. Paul earned our respect from the beginning of what turned out to be a long and arduous trek though many layers of red tape and banking regulations. Keeping our desires in minds, Paul guided us gently, yet firmly over one hurdle after another. Thanks to his care, concern, and professional attention to details we are now enjoying our new home.