SoldSep 14, 2026

Listed by Kentucky Home Team

, 

Bought with Christy Estep from CENTURY 21 Advantage Realty, A Robinson Co

Source: Bluegrass REALTORS® #26021537

701 Whitaker Lane, Ferguson, KY, 42533

$190,000

4
2
2030 sq. ft.
87120 sq. ft.

SingleFam

•

3 days on the market

Sold: Sep 14, 2026

What's around 701 Whitaker Lane

About this property

Investor opportunity near Lake Cumberland! This 4-bedroom, 1.5-bath ranch offers the convenience of one-level living with an unfinished basement providing valuable storage and plenty of room for future expansion or additional finished space. There are 2 additional space that offer opportunities and potential income. In the basement there is an unffinished space previoulsy used as an apartment. The property also features a separate ADU of 3 units at the back of the property (deeded seperately but being sold together.) This creates potential flexibility for rental income, guest accommodations, multigenerational living, or an owner-occupied investment strategy. This home is situated in Ferguson with convenient access to Lake Cumberland and the surrounding Somerset area. This is a property is a great way to add value and create multiple income-producing possibilities. The existing layout and additional dwelling provide a solid starting point for an investor, while the property's overall potential allows you to bring your own vision and make it your own. Due to the additional dwelling structure, this property is not eligible for FHA, VA, or conventional financing and is best suited for cash buyers, local bank financing or investors. If you're looking for a property with upside, flexibility, and multiple ways to maximize its potential, take a closer look at 701 Whitaker Lane! Pulaski County is immediately adjacent to Somerset. Ferguson itself is a small community just south of downtown Somerset, so the property's biggest location advantage is access to Somerset while retaining a more small-town setting. Ferguson is also near Lake Cumberland, with the Cumberland River/Lake Cumberland area southwest of the community, and Burnside is roughly 5 miles south of Ferguson.

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