There's no better time than now to find your dream home?and this stunning, like-new property is ready to welcome you! Nestled in the sought-after Retreats at White Oak, this home offers the perfect blend of luxury, comfort, and community living. Step inside and fall in love with a thoughtfully designed floor plan featuring four true bedrooms, three full baths, and a convenient half bath. The open-concept main level boasts hardwood and tile flooring throughout, creating a seamless flow between the dedicated dining area, the gourmet kitchen with quartz waterfall island, and the spacious living room, complete with a cozy gas log fireplace. In the kitchen, enjoy sleek black stainless steel appliances, a gas stove, and ample cabinetry plus a large pantry to keep everything within reach. The primary suite on the main level is a serene retreat, featuring a bright and airy ensuite bath designed for relaxation. Upstairs, soft carpet creates a warm and kid-friendly space. You'll find three generously sized bedrooms?each with massive walk-in closets?as well as a loft area perfect for a home office, library, or playroom. One of the upstairs bedrooms even features its own private en suite. Outside, your own private oasis awaits, complete with a covered porch, deck, fenced backyard, and space that's perfect for kids and pets to play. The garage features built-in hanging shelves for all your storage needs.This incredible community offers so much more than just a home?your HOA includes access to a pool, clubhouse, tennis/pickleball courts, playground, and a fishing pond with a dock. Take peaceful evening walks along the sidewalk-lined streets and enjoy the beauty of this well-kept neighborhood.Conveniently located just minutes from Cambridge Square, top-rated restaurants, and a short drive to downtown Chattanooga and Cleveland, this is the lifestyle upgrade you've been needing. Sellers are offering to pay $1000 HOA transfer fee. Buyers to verify all that is important to the sale.