Back 540 20th Avenue
Off Market

540 20th Avenue

Indian Rocks Beach FL 33785

3
3
4
3770 sq. ft.
10489 sq. ft.
Single-Family
Last sold for $2,850,000
Stephen KeplerStephen Kepler, last sold this property on 15 May 2026 after 55 days on market.

Overview

A rare opportunity not to be missed!! This coastal designed residence on an expansive cul-de-sac lot in coveted Indian Rocks Beach, commanding 112 feet of pristine intracoastal seawall with sweeping east and southeast water views. Waterfront single-story living of this scale and quality is exceptionally rare, offering effortless accessibility without sacrificing grandeur. Comprehensively reimagined in 2021, this home represents the pinnacle of coastal luxury with no detail overlooked. Step through the grand entry to soaring 12-foot ceilings and 10-foot sliding glass doors that blur the line between indoor living and shimmering waterways beyond. The great room anchors the home with an 88-inch linear fireplace, built-in entertainment features, and automated shades in the great room, dining area, and primary suite. Three-zone climate control ensures personalized comfort throughout. The gourmet kitchen is designed to impress, featuring Thermador appliances, Cristallo countertops, dual wine coolers, filtered water dispenser, soft water system, tankless water heater, and thoughtfully designed under-counter cabinetry with pull-out shelving. A dedicated laundry room with utility sink adds everyday functionality. The primary suite is a private sanctuary with a spa-inspired bath offering a spacious walk-in shower with dual rain heads, handheld fixture, built-in niches, Toto electric toilet, and a vanity with discreet hidden outlets. The custom walk-in closet features built-in drawers, shelving, and hanging space designed for optimal organization. On the opposite side of the home, a thoughtfully designed guest wing with private entry provides a fully separated retreat for visitors, complete with custom closet systems. Outdoors, a resort-style setting unfolds with a large saltwater pool and spa, generous covered patio with dual fans and lighting, and a striking built-in gas fireplace table ideal for evening gatherings. Professionally designed low-maintenance landscaping is enhanced by a full LED lighting system that transforms the property after dark. The outdoor kitchen features a built-in gas grill, Kamado Joe smoker, marine-grade stainless cabinetry, refrigerator, storage drawers, and trash container. An outdoor TV and shower complete the alfresco experience, while a professional putting and chipping green elevates leisure beyond the ordinary. On the water, a brand-new composite dock offers both beauty and durability, featuring a 20,000-pound boat lift, dedicated jet ski lift, and kayak and paddleboard rack system for effortless access to the intracoastal lifestyle. Additional practical luxuries include two oversized two-car garages, extensive storage cabinetry with pull-out shelving, a comprehensive exterior security camera system, and Toto toilets throughout. Professionally curated landscaping allows more time enjoying the property and less time maintaining it. Properties that combine single-story design, full renovation, waterfront positioning, and exceptional privacy are extraordinarily rare in Indian Rocks Beach. This is more than a home — it is a statement of lifestyle. Schedule your private showing today.

Features

3 bedrooms
3 bathrooms
4 carspaces
4 garage spaces
3770 sq. ft. floor area
10489 sq. ft. lot size
Single-Family

Estimated Value

Based on this property and similar 3 bedroom single-family properties sold in Indian Rocks Beach over the last 12 months, the estimated median property value of 540 20th Avenue is $957.5k.

Median value
$957.5k
Estimated value range
$400k - $2.85m
Median days on market
58
Estimated value trend
-2%
decrease over the last 12 months
Average days on market is based on recent, comparable sales in Indian Rocks Beach. It is only an indication of the time a property is actively listed and should not be relied upon as an accurate representation of how soon a property will be sold.

Property history for 540 20th Avenue

2026
Sold
$2,850,000
15 May 2026 by Stephen Kepler, of ENGEL & VOLKERS BELLEAIR

Happy sellers in Indian Rocks Beach

84%
84% of sellers in Indian Rocks Beach reported that their sale price either exceeded or met their price expectations.

Indian Rocks Beach stands out for consistently delivering exceptional satisfaction and strong market results for homeowners.

This is based on voluntary sentiment collected from 5 reviews in Indian Rocks Beach over the last 12 months.

Local market activity for 3 bedroom single-family properties in Indian Rocks Beach

In the last 12 months, 27 three-bedroom single-family properties similar to 540 20th Avenue, have been sold.

This represents a 22% decrease in three-bedroom single-family properties sales when compared to the previous 12 months.

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