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Off Market

403 W Water St

Panama City Beach FL 32413

5
6
2
4592 sq. ft.
4791.6 sq. ft.
Single-Family
Last sold for $7,500,000
Ogle Ogle Luxury GroupOgle Ogle Luxury Group, last sold this property on 21 November 2025 after 51 days on market.

Overview

Welcome to 403 W Water Street, a rare opportunity to own one of Rosemary Beach's most remarkable residences. Located on the south side of 30A, four homes from the Gulf with Gulf views, just steps from the Town Center and Western Green, this home enjoys a premier location on a prominent corner lot along the iconic boardwalk to the H Beach Walkover. With 5 bedrooms, 6 baths and 4,592 square feet and wonderful storage, it blends timeless architecture with modern luxury. The first floor features a living area, laundry room and three spacious bedrooms with king beds, each with private en-suite baths, providing a restful retreat for guests. The second floor is dedicated entirely to living, dining, and kitchen spaces, creating an open and light-filled setting for gathering and entertaining. A gas fireplace anchors the main living area, adding warmth and character to the expansive open floor plan. Upstairs, the entire third floor serves as the master suite. This private sanctuary is complete with a balcony and living area with wet bar. The home captivates with wrap-around porches that bring the beauty of Rosemary Beach indoors. The elevator ensures effortless access to all levels. French doors open onto multiple outdoor living areas, and the heated pool and outdoor living area with grill is the centerpiece for relaxation. The carriage house and two-car garage add flexibility and convenience for guests or extended stays. Beyond the home itself, you'll enjoy the best of Rosemary Beach just steps away. The Town Center, and pristine beach access are right at your doorstep. The community's resort-style amenities, including five swimming pools, tennis courts, and a fitness center, further enhance the lifestyle this address affords. Whether envisioned as a full-time residence, a refined coastal getaway, or a short-term luxury vacation rental, this home offers a rare combination of elegance, comfort, and a one of a kind location! Schedule your private showing today.

Features

5 bedrooms
6 bathrooms
2 carspaces
2 garage spaces
4592 sq. ft. floor area
4791.6 sq. ft. lot size
Single-Family

Estimated Value

Based on this property and similar 5 bedroom single-family properties sold in Panama City Beach over the last 12 months, the estimated median property value of 403 W Water St is $1.85m.

Median value
$1.85m
Estimated value range
$375k - $13.5m
Median days on market
82
Estimated value trend
-16%
decrease over the last 12 months
Average days on market is based on recent, comparable sales in Panama City Beach. It is only an indication of the time a property is actively listed and should not be relied upon as an accurate representation of how soon a property will be sold.

Property history for 403 W Water St

2025
Sold
$7,500,000
21 Nov 2025 by Ogle Ogle Luxury Group
2023
Sold
$7,160,000
04 May 2023 by Linda Miller, of Linda Miller Real Estate LLC

Happy sellers in Panama City Beach

79%
79% of sellers in Panama City Beach reported that their sale price either exceeded or met their price expectations.

Panama City Beach stands out for consistently delivering exceptional satisfaction and strong market results for homeowners.

This is based on voluntary sentiment collected from 17 reviews in Panama City Beach over the last 12 months.

Local market activity for 5 bedroom single-family properties in Panama City Beach

In the last 12 months, 84 five-bedroom single-family properties similar to 403 W Water St, have been sold.

This represents a 39% increase in five-bedroom single-family properties sales when compared to the previous 12 months.

Nearby agents

Compare and contact these top performing agents who’ve delivered exception customer service for their clients in Panama City Beach

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Beth Mulvey

Sellers who recommend Beth Mulvey have praised them for being local expert, responsive, clear communication, supportive, detail-oriented, friendly, and dedicated

  •   5   (122 reviews)
  •  5 Reviews in Panama City Beach
  •  3 Sales in Panama City Beach
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Britta Kepple

Britta Kepple is a recommended agent for Panama City Beach.  They have collected 5 local reviews across the last 12 months.

  •   5   (27 reviews)
  •  5 Reviews in Panama City Beach
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Matthew Jones

Matthew Jones is a recommended agent for Panama City Beach.  They have 15 local sales and collected 4 local reviews across the last 12 months.

  •   4.9   (25 reviews)
  •  4 Reviews in Panama City Beach
  •  15 Sales in Panama City Beach
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Michele Bailey

Michele Bailey is an award winning recommended agent for Panama City Beach.  They have 6 local sales and collected 4 local reviews across the last 12 months.

  •   5   (21 reviews)
  •  4 Reviews in Panama City Beach
  •  6 Sales in Panama City Beach
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