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322 NE 20th St

Cape Coral FL 33909

4
3
2
4231 sq. ft.
0.24 ac.
Single-Family
Currently for sale - view listing

Overview

Custom Waterfront Luxury on a Freshwater Canal With Brand New Seawall Installed– Estimated Completion December 2026! Experience the ultimate Florida waterfront lifestyle in this stunning, high-end custom home. Situated on a premium freshwater lot with a brand-new completed seawall, your backyard opens up to an intersecting 400-mile freshwater canal system. Fish, canoe, or take your pontoon boat out right from your own property. Best of all, enjoy absolute freedom and peace of mind: this home is situated entirely out of the flood zone, requiring No Flood Insurance, No HOA, No CDD, and No Water Bill. Interior Features & Multi-Generational Layout Designed with soaring high ceilings and premium finishes throughout, this single-story 4-bedroom, 3-bathroom home, Two Master Suites with Full Bathroom's and Access to the Pool Lanai Area, completely redefines "cookie-cutter." The heart of the home is a spectacular chef’s kitchen featuring a 10-foot island with a modern waterfall edge. The highly desirable floor plan boasts TWO Master Suites (perfect for an in-law suite setup). Both primary bedrooms feature luxurious full bathrooms, walk-in closets with custom shelving, and direct private access to the covered lanai and pool area. Outdoor Oasis & Climate-Controlled Two Car Garage Step out to your private backyard retreat, complete with a custom saltwater pool and spacious covered lanai. An elegant pavered driveway leads to a fully finished, attached Two Car Garage that will thrill car enthusiasts and hobbyists. It is fully drywalled, features soundproof spray foam insulation, pull-down attic stairs for extra storage, and comes with its own dedicated AC and heating system—effectively expanding your climate-controlled footprint. Efficiency, Tech & Construction Full energy-efficient, Low-E impact glass on all exterior windows and doors. Ring security system included for both the front and backyard. 2-10 Home Warranty included for complete peace of mind. Upgrade Option: Buyers have the option to upgrade to interior metal framing and full-home spray foam insulation. Exclusive Promotions & Financing Incentives Builder Promo: Put this home under contract with selective upgrades, and receive a FREE $10,000 whole-house reverse osmosis system. Zero Down Financing: 100% lender financing available with NO money down and NO mortgage insurance premium (PMI). First-Time Homebuyer Special: Use the preferred lender and receive an additional $3,000 toward closing costs with a 3% down / NO PMI loan program. Please Note: Construction has started with an estimated completion date of December 2026. The photos provided are of a similar model home (which is available to view) for illustrative purposes only, and may feature upgraded options from previous builds. This home is currently under construction.

Features

4 bedrooms
3 bathrooms
2 carspaces
2 garage spaces
4231 sq. ft. floor area
0.24 ac. lot size
Single-Family

Property history for 322 NE 20th St

2026
Sold
$58,500
17 Aug 2026 by Brittany McCormack, of Marzucco Real Estate
2021
Sold
$18,000
05 Feb 2021 by Tracy Davis, of 4 SEASONS REALTY LLC

Happy sellers in Cape Coral

83%
83% of sellers in Cape Coral reported that their sale price either exceeded or met their price expectations.

Cape Coral stands out for consistently delivering exceptional satisfaction and strong market results for homeowners.

This is based on voluntary sentiment collected from 27 reviews in Cape Coral over the last 12 months.

Local market activity for 4 bedroom single-family properties in Cape Coral

In the last 12 months, 411 four-bedroom single-family properties similar to 322 NE 20th St, have been sold.

This represents a 17% decrease in four-bedroom single-family properties sales when compared to the previous 12 months.

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