Seller is offering a loan concession on this beautifully maintained 2-story home in the convenient Hammond Farm neighborhood of Berthoud. With 4 bedrooms, 3 baths, a versatile loft, and a 3-car garage, this spacious residence delivers comfort, functionality, and room to grow. The main level features a dedicated office, a powder bath, and an open-concept living, kitchen, and dining area-complete with a large pantry for extra storage. Step outside to the covered back porch and east-facing patio overlooking a generous backyard with privacy fencing, ideal for relaxing or entertaining. Upstairs, you'll find all 4 bedrooms, a flexible loft space, a convenient laundry room, and a primary suite offering a walk-in closet and a luxurious 5-piece bath. An unfinished basement provides future expansion potential, while the 3-car garage offers ample space for vehicles, storage, and hobbies. Located near the Berthoud Recreation Center at Waggener Farm Park, TPC Golf Course, Berthoud Bike Park, and scenic reservoir trails-with easy access to Loveland and Longmont via Hwy 287-this home combines lifestyle, convenience, and value.