121 Fern Loop

Lake Lure NC 28746

2386 sq. ft.

0.63 ac.

Single-Family

Last sold for $550,000

Debbie Cates, last sold this property on 22 September 2026 after 176 days on market.

Overview

RARE INVESTMENT OPPORTUNITY IN LAKE LURE NC- Welcome to Captain's Quarters, a spacious mountain retreat located inside the gated community of Rumbling Bald on Lake Lure, with 38 days already booked for 2026, providing immediate income potential. Whether you're seeking a proven vacation rental, a second home, or a future primary residence, this property offers exceptional flexibility. Designed to maximize both comfort and mountain views, the upper level features the main living area with a well-appointed kitchen, pantry, half bath, and a spacious primary suite complete with a private bath and walk-in closet. Step outside to the upper deck and enjoy beautiful views of Bald Mountain and the surrounding natural landscape. The lower level offers additional space for family and guests with two bedrooms, two bathrooms, a laundry area, and a separate living room, creating a private and functional guest or multi-generational living. Outdoor living is a true highlight, featuring a covered lower porch, a spacious side deck, and an expansive covered rear deck connecting to the upper living area. Above it all, a private observation deck (widow's walk) provides a unique vantage point to take in breathtaking mountain views and the peaceful serenity that makes Western North Carolina so special. Located just a short golf cart ride from Rumbling Bald's renowned amenities, including championship golf courses, indoor and outdoor pools, private Lake Lure beach access, wellness center, restaurants, hiking trails, and outdoor recreation, this property offers year-round appeal. For buyers considering a future move to the mountains, Captain's Quarters presents a unique opportunity to generate rental income and build ownership equity today while enjoying an established rental history and existing bookings. Continue operating it as a successful vacation rental while it helps offset ownership costs, then transition it into your full-time residence, retirement home, or personal mountain getaway when the time is right. This is an opportunity to invest in your future while enjoying income-producing potential from day one. .

Features

3 bedrooms

4 bathrooms

2386 sq. ft. floor area

0.63 ac. lot size

Single-Family

Estimated Value

Based on this property and similar 3 bedroom single-family properties sold in Lake Lure over the last 12 months, the estimated median property value of 121 Fern Loop is $575k.

Median value

$575k

Estimated value range

$271k - $1.57m

Median days on market

Estimated value trend

increase over the last 12 months

Average days on market is based on recent, comparable sales in Lake Lure. It is only an indication of the time a property is actively listed and should not be relied upon as an accurate representation of how soon a property will be sold.

Property history for 121 Fern Loop

2026

Sold

$550,000

22 Sep 2026 by Debbie Cates, of Rumbling Bald Real Estate

Happy sellers in Lake Lure

We have insufficient information to provide an overview of customer satisfaction for Lake Lure. Viewing the agent profiles, reviews and sales for Lake Lure can provide insights for this location.