$103K price improvement! A rare opportunity to secure a low 3.625% rate, assumable FHA loan (buyer must qualify) and step into a versatile 2 unit property, each offering a well designed 2bed/1bath layout. This setup provides exceptional flexibility for multi-generational living, a live one/rent one approach, or added support for monthly housing costs. Opportunities with built in living flexibility are increasingly limited, making this home a standout option for both first time buyers and long term planners. Located near downtown San Jose, major employers, transit, parks, and everyday conveniences, this central corridor remains consistently desirable. Residents appreciate the walkability, nearby amenities, and quick access to shopping, dining, and commuter routes. Whether you're entering homeownership with added financial flexibility or seeking a property with longterm upside, this home delivers meaningful value in todays market especially with the advantage of a below market assumable rate.
Features
4 bedrooms
2 bathrooms
directions_car2 carspaces
directions_car2 garage spaces
1474 sq. ft. floor area
crop_free4352 sq. ft. lot size
cottageSemi-Detached
Property history for 1120 Locust St
2022
Sold
$1,075,000
18 Feb 2022 by Ismar Maslic, of Montalvo Realty
Happy sellers in San Jose
~%
We have insufficient information to provide an overview of customer satisfaction for San Jose. Viewing the agent profiles, reviews and sales for San Jose can provide insights for this location.
Local market activity for 4 bedroom semi-detached properties in San Jose
Sold
For Sale
View the listing for inspection times, agent contact details, and more.