Assumable VA Loan w/ an interest rate of 5.625%! As THREE other bonuses- Enjoy LOW electric bills- average electric bill is $27/month (solar paid off), $1500 seller concession at closing lowering your out of pocket expense and a 1 Year Home Warranty provided at no cost at closing! This charming two-story home boasts an inviting open floor plan with a downstairs master bedroom, and upstairs, you'll find two additional bedrooms along with a loft. The living room, kitchen, and dining area seamlessly connect, creating an ideal space for effortless entertaining. The kitchen, a dream for any home chef, showcases granite countertops, stainless steel appliances (including a refrigerator, stove, microwave, and dishwasher), a breakfast bar, ample pantry space, bronze fixtures, and elegant pendant lighting. Wood-toned vinyl plank flooring graces the living areas and bathrooms. The convenient downstairs master suite features a double vanity, a relaxing garden tub, and a spacious walk-in closet. From the family room, sliding doors lead to a covered back porch and an open wood deck, perfect for outdoor enjoyment. Upstairs, a versatile loft serves as a den or office, and two additional bedrooms share a well-appointed hall bathroom. The back porch and deck overlook a tranquil and private backyard setting, ensuring low-maintenance living. This home is situated in a desirable location, offering excellent schools and close proximity to I-10, UWF, hospitals, shopping, and more. Plus, it's just a 15-minute drive to NAS!