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Back 103B/12011 Front Beach Road
Off Market

103B/12011 Front Beach Road

Panama City Beach FL 32407

2
2
1
1076 sq. ft.
Condo
Last sold for $428,000
Meghan Hall TeamMeghan Hall Team, last sold this property on 10 April 2026 after 324 days on market.

Overview

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS* Step into a rare Gulf-front opportunity at Sterling Reef, where the first living level (fourth floor from the ground) delivers something no other floor can-expansive, oversized balconies that simply don't come available often. Unit 103B is all about outdoor living, with unobstructed Gulf views and a massive private balcony designed for long mornings, sunset gatherings, and true beachfront entertaining. Inside, the condo has been freshly painted & the open layout features tile flooring throughout, a functional kitchen with granite countertops, breakfast bar, and a tiled island, offering a solid foundation for a buyer who wants to personalize and update the space to match their vision. Both bedrooms are generously sized and filled with natural light, making this an ideal canvas for creating a custom coastal retreat or a refreshed, high-performing rental. Whether you're an investor looking to add value through updates or a beach lover who wants to design a space that reflects your own style, this condo offers a rare blend of lifestyle appeal and renovation potential in one of the most desirable positions in the building. Sterling Reef completes the experience with resort-style amenities including a heated pool with waterfall, fitness center, game room, and direct beach access all just minutes from the dining, shopping, and entertainment that define this stretch of the Emerald Coast. With a motivated seller and a recent price improvement, this is a standout chance to secure a Gulf-front unit where the true value lies in its location, balcony size, and long-term potential. Opportunities like this, especially on this level, are few and far between.

Features

2 bedrooms
2 bathrooms
1 carspace
1 garage space
1076 sq. ft. floor area
Condo

Estimated Value

Based on this property and similar 2 bedroom condos sold in Panama City Beach over the last 12 months, the estimated median property value of 103B/12011 Front Beach Road is $390k.

Median value
$390k
Estimated value range
$160k - $635k
Median days on market
82
Estimated value trend
1%
increase over the last 12 months
Average days on market is based on recent, comparable sales in Panama City Beach. It is only an indication of the time a property is actively listed and should not be relied upon as an accurate representation of how soon a property will be sold.

Property history for 103B/12011 Front Beach Road

2026
Sold
$428,000
10 Apr 2026 by Meghan Hall Team, of KELLER WILLIAMS REALTY EMERALD

Happy sellers in Panama City Beach

76%
76% of sellers in Panama City Beach reported that their sale price either exceeded or met their price expectations.

Panama City Beach stands out for consistently delivering exceptional satisfaction and strong market results for homeowners.

This is based on voluntary sentiment collected from 15 reviews in Panama City Beach over the last 12 months.

Local market activity for 2 bedroom condos in Panama City Beach

In the last 12 months, 110 two-bedroom condos similar to 103B/12011 Front Beach Road, have been sold.

This represents a 8% increase in two-bedroom condos sales when compared to the previous 12 months.

Nearby agents

Compare and contact these top performing agents who’ve delivered exception customer service for their clients in Panama City Beach

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Beth Mulvey

Sellers who recommend Beth Mulvey have praised them for being local expert, responsive, clear communication, supportive, detail-oriented, friendly, and dedicated

  •   5   (114 reviews)
  •  9 Reviews in Panama City Beach
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Britta Kepple

Britta Kepple is a recommended agent for Panama City Beach.  They have 1 local sale and collected 6 local reviews across the last 12 months.

  •   5   (27 reviews)
  •  6 Reviews in Panama City Beach
  •  1 Sale in Panama City Beach
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Pamela Zurbrick

Sellers who recommend Pamela Zurbrick have praised them for being clear communication, great negotiation, local expert, patient, responsive, and well-prepared

  •   5   (29 reviews)
  •  4 Reviews in Panama City Beach
  •  3 Sales in Panama City Beach
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Shakhodat Talipova

Shakhodat Talipova is a recommended agent for Panama City Beach.  They have 4 local sales and collected 3 local reviews across the last 12 months.

  •   5   (4 reviews)
  •  3 Reviews in Panama City Beach
  •  4 Sales in Panama City Beach
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